. 5 Notable alumni The second entry mode is a turnkey project In a turnkey project an independent contractor is hired by the company to oversee all of the preparation for entering a foreign market Once the preparation is complete and the end of the contract is reached the plant is turned over to the company fully ready for operation. . 11 Notable people New World School of the Arts arts magnet school 5.1 Consulates WBRY is Barry University's student-run campus radio station and is broadcast on 1640 AM Student DJs play "all kinds of music from hip hop to classic rock classical music to inner city blues." Other programming includes sports shows talk shows and daily news. In 1972 the state made personal injury protection auto insurance mandatory for drivers becoming the second in the nation to enact a no-fault insurance law the ease of receiving payments under this law is seen as precipitating a major increase in insurance fraud Auto insurance fraud was the highest in the nation in 2011 estimated at close to $1 billion Fraud is particularly centered in the Miami-Dade metropolitan and Tampa areas. The Florida Panthers of the National Hockey League was founded in 1993 as an expansion team They have made one appearance in the Stanley Cup Finals in 1996 They play in nearby Sunrise at the BB&T Center, Albizu University's branch campus in Miami Florida. . However this boom began to falter due to building construction delays and overload on the transport system caused by an excess of bulky building materials on January 10 1926 the Prinz Valdemar an old Danish warship on its way to becoming a floating hotel ran aground and blocked Miami Harbor for nearly a month Already overloaded the three major railway companies soon declared an embargo on all incoming goods except food the cost of living had skyrocketed and finding an affordable place to live was nearly impossible This economic bubble was already collapsing when the catastrophic Great Miami Hurricane in 1926 swept through ending whatever was left of the boom the Category 4 storm was the 12th most costly and 12th most deadly to strike the United States during the 20th century According to the Red Cross there were 373 fatalities but other estimates vary due to the large number of people listed as "missing" Between 25,000 and 50,000 people were left homeless in the Miami area the Great Depression followed causing more than sixteen thousand people in Miami to become unemployed As a result a Civilian Conservation Corps camp was opened in the area.

3 See also 1 History Highland Beach Forbes 459 College of Law A The land seemed to inspire extreme reactions of both wonder or hatred During the Second Seminole War an army surgeon wrote "It is in fact a most hideous region to live in a perfect paradise for Indians alligators serpents frogs and every other kind of loathsome reptile." in 1897 explorer Hugh Willoughby spent eight days canoeing with a party from the mouth of the Harney River to the Miami River He sent his observations to the New Orleans Times-Democrat Willoughby described the water as healthy and wholesome with numerous springs and 10,000 alligators "more or less" in Lake Okeechobee the party encountered thousands of birds near the Shark River "killing hundreds but they continued to return" Willoughby pointed out that much of the rest of the country had been explored and mapped except for this part of Florida writing "(w)e have a tract of land one hundred and thirty miles long and seventy miles wide that is as much unknown to the white man as the heart of Africa."! . The Panthers football team plays at the on-campus Riccardo Silva Stadium, 7 Beaches and parks 3.7.4 Medical Library, Humans arrived in the Florida peninsula approximately 15,000 years ago Paleo-Indians came to Florida probably following large game that included giant sloths saber-toothed cats and spectacled bears They found an arid landscape that supported plants and animals adapted for desert conditions However 6,500 years ago climate changes brought a wetter landscape; large animals became extinct in Florida and the Paleo-Indians slowly adapted and became the Archaic peoples They conformed to the environmental changes and created many tools with the various resources available During the Late Archaic period the climate became wetter again and approximately 3000 BCE the rise of water tables allowed an increase in population and cultural activity Florida Indians developed into three distinct but similar cultures that were named for the bodies of water near where they were located: Okeechobee Caloosahatchee and Glades. In September 1972 5,667 students entered the new state university the largest opening day enrollment at the time Previously Miami had been the largest city in the country lacking a public baccalaureate-granting institution Eighty percent of the student body had just graduated from Dade County Junior College (now Miami-Dade College) a typical student entering FIU was 25 years old and attending school full-time while holding down a full-time job Forty-three percent were married Negotiations with the University of Miami and Dade County Junior College led FIU to open as an upper-division only school it would be nine years before lower-division classes were added. The Community Mental Health Clinic (CMHC) is a training clinic on the campus of Albizu University in San Juan Puerto Rico an active clinic that provides culturally sensitive mental health services to low income and minority clients in San Juan and surrounding communities CMHC also serves as a practicum and internship site for Albizu University graduate students, 6.2 Exploration Until the mid-20th century Florida was the least populous state in the southern United States in 1900 its population was only 528,542 of whom nearly 44% were African American the same proportion as before the Civil War the boll weevil devastated cotton crops, 5 Headquarters Golden Beach In 1961 the school system started a "Spanish for Spanish" program With help from the Ford Foundation the program was modified into a full bilingual education curriculum with a pilot program at Coral Way Elementary School the program was successful and paved the way for the Bilingual Education Act of 1968. .